
The wide world of automotive financing isn’t always easy to navigate. With so many different avenues to explore, different dealerships, interest rates and credit scores to worry about, it can seem impossible to land an affordable rate. We’re here to tell you that it’s not! Subprime auto financing isn’t as confusing as it is made out to be and is actually a straightforward, and effective way to land an auto loan if you have bad or questionable credit. Once you’re done jumping for joy, we can help you understand the subprime loan market and break down the approval process.
Ready?
So...What is a Subprime Auto Loan?
Things to Know Before Getting a Subprime Loan
Before you hit the lot to shop for your next vehicle, there are a few things to consider. Arming yourself with information will help you make informed decisions about your auto loan and your vehicle choice. Here are a few things you should consider researching before talking with our financing department.
Do your research
Find out your credit score
Been turned down? Not to worry
Establish a budget
Now you’re ready!
Get out there and apply for that subprime auto loan. Once you’re approved you can make that oh so important vehicle purchase and drive off the lot. However, it’s important to remember that your subprime journey doesn’t stop at approval. Make sure you make timely payments, in full so you can start rebuilding your credit. You’re armed with the information you need, good luck!

Terry Kay
Hollis Ford
Financial Services Manager
866.981.0813
